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New Website!

July 14th, 2012

Pottstowninsurance.com New Website

Evans, Hauseman & Richard, Inc. is happy to officially announce our new, updated website

We hope that this website will make the information on our insurance lines as accessible and informative as possible to our current and future clients.

The quote/contact form allows you to contact us with questions or get quotes for new and additional insurance.  The change request form will allow you to submit your information at any time of day or night.

We have also included a direct link to online bill pay for the carriers that offer to be paid directly.

We appreciate your input so let us know what you think.

Worker’s Compensation

July 12th, 2012

The workers’ compensation market has suffered in recent years, just like the economy. The 2011 results were no better than 2010. But, the workers’ comp market results were not worse either.

The combined ratio held steady at 115 for the workers’ comp line of business, according to the NCCI Holding Inc.’s “State of the Line” report published in May.  That’s the same as in 2010. While stable, the reported combined ratio stands as the highest combined ratio for all major commercial lines for the third straight year.

A number of factors contribute to the line’s challenging conditions, the experts say. The weak economy, high unemployment rates, rising claims frequency and unrelenting medical inflation all contribute to the market’s health.

Another reason for workers’ comp’s under-performance is rate inadequacy.

Talk to us at Evans, Hauseman & Richard to find out more about worker’s compensation and what your needs are.

Business Hiring: Keeping your competitive edge

July 1st, 2012

Keeping your competitive edge

Hiring and keeping talented employees often requires providing attractive benefit packages. Providing these benefits can be financially prohibitive…unless you know where to look. That’s where Evans, Hauseman & Richard can help.

As an independent insurance agency, we have access to many solid health insurance carriers that specialize in ancillary employee and individual health benefits. We can compare available packages, premium costs and employee healthcare needs to help you determine the best possible solution.